Group Life and Health Insurance

Organizations are under tremendous pressure to control health care costs, communicate their plan features and ensure legislative and regulatory compliance—all while offering competitive life and health insurance benefits to engage and retain their employees. Often, already slim HR staff, burdened by administrative activities, cannot focus on strategic planning.

Health and Benefits Leadership

Aon Consulting’s Health & Benefits practice is a global leader in developing and administering group health and benefit plans, with one of the largest wholly-owned networks of worldwide offices of any consulting firm. Our Health & Benefits practice is uniquely positioned to develop customized benefits solutions to meet the needs of any organization.

Aon Group Insurance Consulting is differentiated not only by our size and scale, but also by the way we approach our business: We diagnose the underlying causes of a problem, rather than simply managing its symptoms. For instance, when helping you control health care costs, we examine what’s driving these costs, instead of automatically increasing premiums or reducing benefits.

We have more than 200 health care actuaries, clinicians, pharmacists and attorneys who offer our 1,000-plus consultants unparalleled access to specialist resources to design, implement, administer and communicate a comprehensive range of group health insurance and benefit plans.

Aon Delivers Value

Aon Consulting’s health and benefits experts can work with you to achieve dramatic savings and improvements in employee productivity

• 50 percent reduction in annual medical costs
• 20 percent reduction in annual absenteeism costs
• 90 percent improvement in employee appreciation of employer-provided benefits
• Reduction in exposure to unidentified risks and litigation 25 percent increase in use of online information tools

Aon Experience, Aon Perspective

Aon Consulting has worked with thousands of organizations around the world. Our vast experience has given us a perspective on both group life insurance and group health insurance—what works and what does not.

We have found that a health and benefits plan must:

• Align with business objectives.
• Be built around the best contract terms and pricing, service deliverables, executive meetings and other milestones. The plan must consider the organization’s philosophy and culture, service calendar, pre-renewal and renewal process and stewardship review.
• Be managed using a combination of network discounts, multiyear guarantees, administration, and competitive pressures from carriers and performance guarantees. Aon Consulting has tools to support these objectives, including network evaluation tools, coalition purchasing, IBNR calculations and negotiating expertise.
• Incorporate employee perspective on usage, streamlining information, communication and advocacy. Aon Consulting’s suite of services for mid-sized organizations includes online employee decision-making and plan information, call center advocacy, employee surveys, contribution and plan modeling and elective benefits.

Seamless Group Insurance Solutions

As your business expands across regions and borders, Aon Consulting can provide a local point of contact to deliver creative, customized solutions, seamlessly, anywhere in the world. We pool the best thinking and most advanced research from hundreds of global disciplines to help you design, manage and broker your benefits locally and globally.

Our global benefits consultants are experts in identifying global advantages such as multinational pooling and coalition purchasing options. In addition, our tools and services are built and delivered with an eye toward scalability, allowing your business to expand without having to invest in new HR infrastructure.

Integrated Services

Aon Consulting draws from a talent pool of benefits professionals, actuaries and communication experts around the world—and in your backyard—to deliver the best matched solution for your organization. From personalized communication to benefits strategy, from executive benefits to plan administration and cost control, Aon Consulting focuses on delivering innovative group insurance solutions.