Aon’s Digital Economy team has in-depth industry knowledge and broking experience. We build bespoke solutions for complex business challenges that enable our clients’ business models and facilitate their ability to scale.
Insurance
Aon provides specialty broking solutions across numerous insurance product lines including General Liability, Motor / Auto Liability, Employers’ Liability, Microinsurance, Contractual Liability (CLIPs), and Personal Accident.
Importantly, most programmes are Usage Based, tied to growth metrics - so the protection scales with the business. Most metrics are flexible and adaptable to best represent the risk e.g., rental days, hours of use, number of trips/deliveries made, revenue, or provider volume.
We work with insurers differently, looking for carriers have that disruptive mindset, the right capacity and are willing to underwrite in a way that matches the needs of the client. This includes using specialist third parties or MGAs to support with the collation, consolidation, and interpretation of complex data.
Cyber and Business Interruption
Digital transformation and increasing changes to the security threat and regulatory landscape requires digital organisations to take a holistic approach to managing cyber risks. Cyber-attacks are becoming more frequent, more targeted, more sophisticated, and most costly. This, combined with insurers focusing on improved profitability, means that we are facing the most challenging cyber threat landscape yet.
Navigating this complex situation is challenging, and organisations are unsure of the next best decision when it comes to managing cyber risk. Aon partners with organisations to assess and manage Cyber risk. By developing relevant quantified risk scenarios and assessing control effectiveness against these loss models, organisations can quickly decide how to best allocate budget to maximize resilience.
IP Strategy, Valuation, and Protection
Intangible assets including IP are at the very core of a digital first organisation’s offering, making the security and protection of those assets critical. This IP includes patents, trade secrets, know-how, copyrights, trademarks / brand, data rights, source code, regulatory rights, and domain names.
Aon’s specialist IP team can facilitate your IP strategy, valuation, and protection – and can support on unlocking the value of IP to raise funding.
Transition Risk
Climate change is a mega trend creating emerging risks and opportunities. For many organisations in the digital economy, this accelerates the shift to affordable green energy. Aon can support your organisation through navigating the effect of Climate change risk and its impact on your tangible and intangible assets, or the transition to green energy using new capital pools.
