Market opportunities can come and go quickly. While thoroughness is critical to ensure a smooth transfer of risk to the annuity market, speed can be very important too at the right stages to achieve effective risk transfer. In particular, use of standardised pre-negotiating contracts can be used in a fast and effective implementation of a bulk annuity.
Aon in conjunction with leading legal firm Eversheds Sutherland LLP have developed Pathway pre-negotiated annuity contracts for exactly this reason. Use of the pre-negotiated contracts means that you can proceed much quicker, with fewer barriers, and with the confidence that the enhancements offer better terms than those readily available in the market.
With a 100% conversion rate to date Pathway contracts are suitable for any kind of bulk annuity deal, be it underwritten or even full buyout of a hybrid scheme, while also offering fixed fees and a tightly defined process to control costs.
Joe Hathaway – Associate Partner and Pathway team lead
With over 15 years of experience in the pensions industry - working on a wide range of deals over that period – a lot of Joe’s focus is now on smaller pension schemes in the risk settlement space, as head of Aon’s Pathway team. Under his leadership, the team delivers tailored, high quality solutions that help trustees and sponsors of smaller schemes navigate what is becoming an increasingly complex segment of the market.
Contact Joe
Email: [email protected]
Phone: +44(0)121 262 6986
James Staveley-Wadham – Associate Partner
James brings valuable experience in navigating the bulk annuity market. He works closely with professional trustees, ensuring smooth insurer engagement and driving successful buy-ins and buyouts. James’ expertise helps trustees and sponsors deliver tailored solutions that meet the unique needs of smaller schemes.
Contact James
Email: [email protected]
Phone: +44(0)207 086 0187
Hatty Goodwin – Associate Partner
Hatty is an investment specialist in the risk settlement team. Hatty brings extensive experience in investment strategy to the Pathway team, focussing on helping smaller pension schemes optimise their portfolios for buyout. Hatty’s investment expertise helps trustees and sponsors unlock the best possible outcomes for their schemes.
Contact Hatty
Email: [email protected]
Phone: +44(0)117 945 3579
Dyfan Jones – Associate Partner
Dyfan is a risk settlement adviser and member options specialist. Dyfan’s focus on member experience means trustees can confidently address member needs while achieving a smooth transition to buyout. Dyfan is also at the forefront of navigating and developing new solutions for smaller schemes alongside insurers to allow schemes with more complex benefit structures such as DC underpins to access the settlement market.
Contact Dyfan
Email: [email protected]
Phone: +44(0)117 900 4446
Chris Green – Consultant
Chris is a risk settlement adviser and Pathway specialist, with a particular focus on insurer due diligence. He is dedicated to helping trustees and sponsors make well-informed decisions by ensuring they have clear and comprehensive understanding of the insurer landscape. He leads the charge in our streamlined insurer due diligence solution for smaller schemes where insurers typically require exclusivity upfront.
Contact Chris
Email: [email protected]
Phone: +44(0)121 262 5172
Naureen Pasha – Consultant
Naureen is a qualified actuary and bulk annuity specialist with expertise in insurer’s streamlined broking processes for smaller schemes as well as project management. She works closely with trustees and sponsors to prepare schemes for the insurance market, ensuring they are well positioned to secure the best possible terms. Her project management skills, combined with her actuarial expertise, ensure every step of the journey – from initial preparation to insurer selection and completing the transaction- is carefully coordinated, delivering clarity and confidence to trustees and sponsors.
Contact Naureen
Email: [email protected]
Phone: +44(0)137 273 3035
Jonathan McAuley – Consultant
Jonathan is qualified actuary and Pathway operations lead with a keen focus on growing Aon’s Pathway proposition. This includes overseeing the day-to-day team operations and using his tenders experience to onboard new and existing clients. He also has an interest in ensuring pricing received from insurers is competitive and uses his expertise to effectively position smaller pension schemes in order to optimise pricing and drive successful outcomes.
Contact Jonathan
Email: [email protected]
Phone: +44(0)141 222 3069
Connor Madden – Associate Consultant
Connor is member of the Pathway team, specialising in ensuring smaller pension schemes are fully prepared to approach the insurance market. With a keen focus on readiness, Connor works with trustees and sponsors to ensure all key aspects of the scheme are in place before engaging with insurers, to ensure schemes secure the best possible outcomes.
Contact Connor
Email: [email protected]
Phone: +44(0)117 900 4200
Rachael Butler – Graduate
As a member of the Pathway team, Rachael supports in project managing the transaction process and scheme preparation for the insurance market. She ensures schemes are well organised and ready to secure competitive buyout offers, driving a smooth and successful journey to buyout.
Contact Rachael
Email: [email protected]
Phone: +44(0)141 222 7149
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