India
 

Inflation: Influential, Impactful or Indifferent?


While high consumer price inflation is driving employee expectations towards higher salary increases, boards are keener than ever to see a correlation of salary increases with business performance.

budgets upwards to adjust for the higher cost of living. However, since salary increase decisions are made at the beginning of the year (January to March) and GDP and inflation estimates are for the year ending, there is a lag in the decision-making. Hence, the previous year’s GDP and CPI estimates through the year are more likely to impact the salary increase decisions than the year-end estimates. So with this, we conducted statistical regressions to predict salary increases for future years, using previous year’s inflation rates (CPI) as an independent variable (refer to data in Exhibit 4). The outcome was an R2 (coefficient of correlation) of 0.93, suggesting that 93% of the salary increases can be attributed to changes in inflation during years 2009-13. The above data therefore comfortably suggested that this equation lends itself as a fairly reliable model to predict salary increases at a broad level in any given year using CPI estimates available.Please note: While regression is a good tool to derive predictive analysis, caution has to be exercised especially when the coefficient of correlation is below 0.4and data points available are only for five years as opposed to a required set of 20-30 for building a strong regression model. R2is a direct measure of how much of the total variation in salary increases can be attributed to, or ‘explained by’ the relationship with another variable.

Hypothesis 3 – Inflation affects employees Differently Depending on Where they are in the organizational Hierarchy and Life stage
The question most often debated is whether the impact of inflation is really a valid consideration for employees across all levels in an organization or is the impact of inflation felt differently across different management levels.To prove this hypothesis, we analyzed consumption expenditure across varying fixed income levels (mapped to 10 Aon Hewitt management levels) and assumed life stages of employees. This analysis of spendable income was conducted across 13 categories of goods and services which include food, beverage, tobacco, fuel & light, housing, clothing & footwear, education, medical care, transport & communication. These categories are comparable to the overall composition of the consumer price index in India.Subsequently, we determined the impact of inflation (CPI) on total fixed income by applying the inflation rate (assumed at 8% for the purpose of this analysis) on the spendable income by level. This helped us determine the extent to which inflation erodes the spendable income in India and the degree of erosion across levels. Analysis for the same is presented in Exhibit 5 (page 24).

Exhibit 5 above presents a summary of our analysis of spendable income across levels and impact of inflation on the same and on total fixed income. AH2 represents the lowest level within an organization (entry level for graduates) and AH10 represents the highest level within an organization (excluding the CEO. This level comprises multi/large function or business head roles).

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Inflation

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