Seven Reasons to Change to Aon PROtect

Aon has been the insurance broker for UAP Inc. for over ten years. It's with their endorsement that we have designed great coverage at a great rate for UAP associate stores. The program meets the quality standards of UAP Inc. and Aon PROtect is the only officially endorsed insurance program for associate stores.

That's more important than you might think. Most property and casualty packages for small businesses are generic programs not tailored to your specific business. Aon PROtect is designed for you. It includes more of what you need (like customized extensions on general liability, building damage, environmental cleanup, signage, theft, etc.) and less of what you don't need (and shouldn't have to pay for). You pay less and get more.

With Aon PROtect, you can take advantage of the group buying power of the entire UAP associate store network. We've designed a very competitively-priced package just for your group. And we've benchmarked the package against third parties and our own group programs to make sure you're getting a good deal.

Just as important, you will likely qualify for further discounts of up to 25%, depending on your risk profile. Discounts are substantial if, for example, you've been claims-free for at least five years, you have a monitored alarm, and you have sprinklers. Additional discounts are awarded to stores that have been in business for at least five years. The easy way to find out how deep your discount will be is to use our risk calculator.

How can you save even more? For the UAP associate stores we are also offering deductible options. You determine the amount of loss you are willing to absorb. The cost of your package drops accordingly. That is not usually offered in many similar policies.

This too is important. Many group policies provide what's known as a "group aggregate loss limit". That means if several major claims have been made in a year within the group, the limit has been reached and there's less remaining coverage for everyone else. With Aon PROtect, you have your own individual loss limit that is not negatively impacted by anyone else's losses.

Because we've done our homework, you don't have to struggle through a complex and confusing policy application. We've built a simple, step-by-step application that captures the information needed and accelerates the application process. Call us and we'll talk you through each step.

With 25 offices coast to coast, Aon has a stronger presence than any other insurance broker in Canada. We place more than $2 billion in insurance premium annually and are a trusted advisor to thousands of successful businesses across the country. We earned that distinction by winning more business with smarter, more cost-efficient coverage - exactly what we are offering UAP associate stores - and a higher level of service. We also work with the best. The underwriter on this package is Royal Sun & Alliance, a reliable insurer rated "A" (Excellent) by A.M. Best, an independent third-party evaluator of financial stability This rating indicates the ability of the insurance company to pay claims.. You will be in very good hands.

Because Aon is a nationally licensed broker, the program is available in all provinces, in both French and English.