Trust an Aon Insurance Broker for All Your Personal Insurance Needs.

 

As Canada’s largest insurance broker, we understand that insurance can be daunting. Many things in your life could or need to be insured, so many types of insurance and coverages are available. We know that every customer has different needs, and that’s why we work to get you the right coverage at the value you expect.

As a broker, we partner with Canada’s leading insurers and offer one of the largest assortments of insurance products for almost every need. Our goal is to get you the benefits and discounts you deserve, whether insuring your home, car or other personal belongings worth protecting. Although we cannot guarantee them, we aim to add features or discounts you would not otherwise receive with other insurance brokers.

As an insurance broker, we do not work for an insurance company, so we can get you the best protection, rate, and deductibles by negotiating with a variety of insurance companies. We work with you to develop customized solutions for your lifestyle and budget so that all of your property is well protected.

Using a broker always means that you have more advice, more choices, better pricing, and as your advocate, someone representing your side in the event of a claim. We make a difference when it comes to your protection. So, if you’re looking for personal insurance that you can count on, give us a call or start your online quote today. We have exactly what you need and will always act in your best interest.

And now it’s even easier to connect with Aon. Manage your personal insurance policies, print insurance ID cards or check on your claim on any device you choose with Aon Direct. It’s a secure service that provides you with your insurance information and documentation anytime, anywhere. It’s just another way we’re making insurance easier for you.

Personal Insurance Coverage for Everyone

Home Insurance

Home insurance is something you can’t take lightly. You need coverage that ensures your cherished belongings are well protected. In cases of damage to your property through water damage, earthquakes, or hail, a home insurance policy will cover any repairs or rebuilds needed. It also protects against theft of any belongings in your home or that have been temporarily removed. Whether a house, condo, rental, or cottage, we have a plan to provide you peace of mind.

Auto Insurance

For cars, antiques, business or pleasure, our auto insurance plans are customized to suit your needs. Although auto insurance is required by Canadian law for any vehicle that is operated, we offer Canadian drivers choice and value through our multiple insurers. Talk to us about insuring your ride and putting money back in your pocket.

Motorcycle Insurance

Protect yourself and your motorcycle when riding the open road. It’s imperative to make sure your coverage can help with medical and repair bills when you need it most. Be confident and cruise with peace of mind knowing that your insurance will handle whatever the road throws your way.

Travel Insurance

Get inexpensive and simple coverage that protects you, the ones you love, and your belongings from the financial fallout of an accident or sudden illness on a trip. Travel insurance covers the cost of any medical services you use outside Canada and exceeds the amount covered by provincial health insurance. It can also cover travel expenses caused by cancellations, lost tickets, or lost or stolen passports. Design a travel insurance plan that’s right for you and your lifestyle and protects you and your loved ones no matter where you are in the world.

Pet Insurance

Our pet insurance is designed to provide pet owners with financial support towards professional veterinary care and some related medical costs in the event of unexpected accidents or illnesses. Aon has coverage for all types of procedures and support for your furry family members, including conditions specific to their breed. Make sure the entire family is well cared for with pet insurance from Aon.

Watercraft Insurance
Whether you fish, pleasure sail or jet-ski on the open waters, make sure you and your watercraft are well-protected when you’re enjoying one of your favourite past times. Watercraft insurance protects all your marine vehicles from damage caused by accidents, bad weather conditions, theft, or vandalism. Even though your watercraft is only used seasonally, coverage extends year-round while it is moored, stored in your garage, or parked on a storage lot. Enjoy your time on the water, and rest easy when you’re not.

Personal Belongings
Although most of your contents are usually insured under your property insurance, personal assets such as jewellery, collectables and art often need additional coverage to ensure the right protection. Speak to a Private Risk Management account executive to see if you’re properly protected.

High-Value Assets

Aon offers a range of tailored risk solutions for our executive clients, where needs often extend to additional coverage for unique exposures. Private Risk Management provides specific solutions for individuals where multiple lifestyle exposures exist, requiring unique insurance solutions such as fine art, collection, jewellery, marine, and aviation.

How an Aon Insurance Broker Can Help

With so many types of insurance and even more insurance brokers out there, it helps to have an Aon insurance broker on your side to walk you through your options. Our insurance brokers act as an intermediary between you and our insurers and work to find you a policy that works for your lifestyle and budget at the best price. We aim to save you time and money by doing the work for you.

Although it is not necessary to go through an insurance broker, our team is very knowledgeable about the options out there and will fight on your behalf for the best policy at the best price. How you buy insurance is a personal choice, but you could benefit from an Aon insurance broker if:

• You have multiple cars or homes that all need insuring.
• Need insurance for a business.
• Want to shop around with multiple insurance companies without investing your time or energy.
• Want a personal relationship with someone invested in knowing your background and coverage needs.

 

In the end, an experienced insurance broker can often get you better rates on home, auto, and other types of insurance because they know how to navigate the system and can offer discounts that you would not be able to get on your own.

Canadian Insurance Services Regulatory Organizations (CISRO) “Principles of Conduct for Insurance Intermediaries”
The Canadian Insurance Services Regulatory Organizations (CISRO) is a forum of Canadian regulatory authorities who are dedicated to consistent qualifications and conduct of business standards for insurance intermediaries. Members are heads of various provincial insurance councils and Superintendents of Insurance. Their mission is to collaborate on initiatives that support a consistent approach to consumer protection through the regulation of insurance intermediaries.

In early 2022 CISRO published the “Principles of Conduct for Insurance Intermediaries” to help ensure the fair treatment of customers in the life & health and property & casualty insurance sectors. As an insurance broker these Principles of Conduct are applicable to Aon. Recently, the Registered Insurance Brokers of Ontario (RIBO) imposed a requirement on all licensed insurance brokers in Ontario to share copies of both the CISRO Principles of Conduct document and a RIBO “Fact Sheet About Your Registered Insurance Broker” with all clients. To view these documents, click on the links which provide access to English and French versions of both.

At Aon we feel that our insurance brokers have always complied with the CISRO Principles of Conduct given the obligations imposed under the RIBO Code of Conduct and Aon’s own Code of Business Conduct.

If you have any questions about either of these documents please contact your account team.

Principles of Conduct for Insurance Intermediaries

Fact Sheet about Your Registered Insurance Broker