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Professional Risks

No matter what profession you're in, business you manage, or sector you serve, client expectations around service and quality of advice remain legitimately high. The obvious challenge with such a benchmark is preparing and managing any alleged negligence or breach of duty.

To that end, Aon has a diverse range of solutions from bespoke directors and officers liability and professional indemnity insurance structures, to specific combined professional indemnity and products liability solutions custom-built for specific professions.

Aon New Zealand designs, manages and arranges Legal Liability Insurance programmes for a wide range of professions and businesses including Accountants, Architects, Lawyers, Engineers, Surveyors, Valuers, and many more. We find the best course of navigation is to seek out Aon’s solutions based on your needs, not our product definitions.

Directors and Officers

Director’s and/or Officer’s liability insurance provides cover for the individual director for which the corporation involved is liable to reimburse. It also provides the corporation, reimbursement for payment to its directors and officers for expenses incurred in successfully defending actions based on negligence, default, breach of duty or breach of trust.

Professional Indemnity

Professional Indemnity insurance offers a professional person protection against legal liability. Specifically it provides cover against a claim by a client for a mistake that has caused that client a financial loss, including the cost of defending the action.

Tailored solutions ensure you and your business have:

• The right level of cover
• Identified the type of claims you need to cover
• Retroactive cover when it's needed
• Run-off cover in retirement

Legal Self Defence

Aon Legal Self Defence will pay all the legal costs you may incur in defending yourself for personal liability against different types of legal proceedings. Aon CPF Legal Self Defence Protection Policy features

• Expert legal services, including Queens Council for defendable charges against you and your family including serious traffic, criminal and civil proceedings
• Cover for personal charges arising as an employee (such as fraud, theft and inappropriate behaviour)