Aon Trade Credit
Facilitates trade, protects your profit, and enhances your funding opportunities
You need to consider trade credit insurance when:
- trade debtors represent a substantial asset on your balance sheet
- cash flow protection is important to you
- you are entering different market segments, or trading overseas
- you are dealing on credit terms with customers
- industry developments create uncertainty.
How can Aon help you?
You can protect and enhance your profits through an Aon trade credit insurance program that will:
Strengthen your credit management
- conduct ongoing credit reviews on your clients
- provide credit insurance (domestic and export)
- collect, analyse and review your client's financial statements
- advise and formulate security enhancements in consultation with you and your clients
- review and strengthen your terms and conditions of sale.
Help you to prevent loss
- minimise loss through effective credit management disciplines and the provision of underwritten credit assessments (credit limits)
- ensure insured credit limits grow with your major customers - existing and new.
Give you the confidence to expand
- cover the cost of potential debtor failures; operate with certainty and gain a competitive advantage
- insure the four broad categories of risk - project risk, credit risk, market risk and political risk
- provide cover through standard and customised insurance policies
- structure bulk purchase protection for multiple countries and/ or projects, as well as profit sharing provisions.
Give you the confidence to trade overseas
- provide protection against political actions that impact on your foreign investments and operations.
Provide you with funding alternatives
- a credit insurance policy is also solid collateral for your company's funding requirements as an insured debtor asset is usually significant
- provide funding facilities at competitive rates through our proven network of finance partners
- introduce you to a variety of appropriate finance products in association with our finance partners
- enhance your trading ability and free-up working capital that could be better employed elsewhere.
Provide pre-insolvency and post-insolvency advice
- provide assistance and advice in dealing with debtors, your fellow creditors, administrators, and liquidators. This gives you the freedom to focus on your business activities.
If you are interested in finding out more about an Aon trade credit insurance program please contact: