Aon | Financial Services Group
Featured Article Archive
2025: Stability Amid Evolving Risks
March 2025 - Market stability prevails in management liability lines as insurers continue to seek market share. However, expanding technologies, increased litigation and macroeconomic factors are causing growing uncertainty and underwriting concerns.
Planning an IPO
November 2024 - As private companies prepare for an IPO, they face increased risks that require directors and key leaders to adopt essential risk management strategies to ensure a smooth transition.
Technology Meets Traditional Risk Management
October 2024 - Decentralized Autonomous Organizations (DAOs) must embrace strong governance and secure optimal insurance coverage to effectively mitigate risk and guard against negative financial impact.
Directors and Officers
October 2024 - As AI evolves, directors and officers must maneuver through a complex landscape of regulatory and legal risks. Implementing best practices around the use of AI and robust governance-focused risk mitigation can help manage exposures.
Uptick in AI-Related Federal Securities Class Actions
September 2024 - Artificial intelligence (AI) technology is rapidly evolving along with the associated risks. The evolving AI regulatory landscape and the uptick in litigation arising out of AI disclosures underscore the importance of managing these risks with directors’ and officers’ (D&O) insuranc...
Liability Perils
September 2024 - Aon analyzes employee perception about return to office policies following the COVID-19 pandemic, as well as recent actions one organization took for alleged lack of remote employee productivity.
Crisis Management and Evacuation Protocols
September 2024 - Graeme Hudson and Ghonche Alavi from Crisis24 discuss Crisis24’s approach to Political Evacuation and Threat Management with Cara LaTorre from the Financial Services Group at Aon.
Claims
May 2024 - The Financial Services Group at Aon’s Adam Furmansky and Hunton Andrews Kurth’s Kevin Small and Alice Weeks discuss the evolving nature of social engineering claims and the importance of understanding the breadth of coverage under a crime policy.
or Data Breaches
April 2024 - Cyber Attacks or Data Breaches are the number one risk facing organizations globally and is predicted to remain in this position in 2026, according to Aon’s Global Risk Management Survey.
D&O Risks and Potential Coverage Solutions
April 2024 - Dramatic changes in the artificial intelligence (AI) landscape over the past year could have a material impact on directors’ and officers’ (D&O) liability.
and Risk Management Considerations
March 2024 - On March 6th, the U.S. Securities and Exchange Commission (SEC) adopted final rules to require public companies (including foreign private issuers) to disclose climate-related information in their registration statements and annual reports filed with the SEC.
SEC Regime
February 2024 - In recent years, companies have experienced a continued escalation in the risk and impact of cyber events. As a result, the Securities and Exchange Commission (SEC) has recognized in its recent rulemaking the importance of company transparency with investors and regulators around cyb...
Market Reflections for 2023 and Looking Ahead to 2024
January 2024 - Based on insights from our insurer outlook survey, we are pleased to provide a review of key management liability exposures and trends for private and nonprofit organizations.
and Emerging Issues for Public Companies
January 2024 - The frequency and severity of excessive fee litigation remained the top concern among fiduciary liability insurers in 2023.
Looking Ahead to 2024
December 2023 - Based on insights from our insurer outlook survey, the Financial Services Group at Aon provides a recap of the directors and officers (D&O) market in 2023 – including a look at what is ahead in 2024 for capacity, coverage, rates and underwriter market sentiment. We hope you find this...
Coverage
November 2023 - The global mobile biometric market is expected to grow over 20 percent by 2028 according to a recent report. What are biometric identifiers? How are they used in the employment context?
Cyber Risks
November 2023 - In July 2023, the U.S. Securities and Exchange Commission (SEC) adopted new cyber-related disclosure rules, and the Financial Services Group at Aon discussed the increasing cybersecurity risks that companies and their directors and officers (D&Os) face. Many of these risks have mater...
Risks While Balancing Anti-ESG Sentiment
September 2023 - Environmental, social, and governance (ESG) agendas challenge corporate boards of directors and leadership with an intricate web of expectations. Many boards have embraced ESG to align with sustainable practices and address ESG concerns.
on Employment Practices Liability
August 2023 - How will Artificial Intelligence (AI) create risk in the context of employment contracts? AI is defined by the United States Congress as a “machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations or decisions influencing real or vir...
and Side with Defendants
August 2023 - In recent years, environmental, social, and governance (ESG) factors have emerged as key considerations for boards of directors. As businesses face mounting pressure to address societal and environmental challenges, many boards have embraced ESG principles to align their organizations ...
Direction for the Crypto Industry Could Improve Insurance Outlook
July 2023 - On July 13, 2023, a Manhattan-based federal judge issued a summary judgment order in U.S. Securities and Exchange Commission v. Ripple Labs, Inc., et al. (Ripple) – one of the most closely-watched digital asset-related lawsuits filed to date.
Webinar
June 2023 - On May 31, 2023, Aon hosted a live webinar featuring United States Congressman Bill Foster, Physics PhD and immediate past chair of the House Financial Services Committee Task Force on AI. The webinar focused on use cases for artificial intelligence (AI), the potential risks and benefits...
D&O Insurance Coverage
June 2023 - The SEC’s executive compensation clawback rule has insurance and corporate governance implications for NYSE and Nasdaq-listed companies.edition includes case summaries of decisions involving executive liability lines of coverage, including professional liability, cyber-related matters, a...
and Insurance – 2022 Year in Review
June 2023 - The Financial Services Group at Aon has published the nineteenth edition of the Year in Review, which covers notable legal and claims developments in 2022, as well as trends to watch in 2023. This edition includes case summaries of decisions involving executive liability lines of coverag...
May 2023 - The Financial Services Group at Aon’s Q2 2023 EPL Advisor includes insights on employment practices risk issues, with particular focus on legal trends and law changes, the evolving marketplace, and claims.
First Quarter 2023 Public D&O Pricing
May 2023 - On May 1st, the Financial Services Group at Aon published the Pricing Index for Public D&O insurance for the three months ended March 31, 2023. The pricing index tracks premium changes relative to the base year of 2001.
Company’s Directors & Officers
April 2023 - In a ruling that may impact the Directors & Officers insurance (D&O) market, a court found coverage available for a company’s D&Os under policies issued to a special purpose acquisition (SPAC) company.
Collapses
March 2023 - On March 10, 2023, the U.S. Federal Deposit Insurance Corporation (FDIC) took control of the assets of Silicon Valley Bank (SVB), the 16th largest bank in the U.S. The collapse has been dominating headlines.
on ESG and Proxy Voting
March 2023 - On November 22, 2022, the U.S. Department of Labor (DOL) released its final rule in which the DOL: (i) clarifies the extent to which plan fiduciaries may consider Environmental, Social, and Governance (ESG) factors when selecting investments, and (ii) strengthens proxy voting
or Chapter 11 Restructuring
March 2023 - 2022’s steady drumbeat of challenging macroeconomic and geopolitical developments have increased attention on a potential up-tick of corporate bankruptcy filings.
2022 and Potential Developments in 2023
March 2023 - There was an explosion of SPAC and deSPAC transaction activity between 2019 and 2021. Deal sponsors raised capital through SPAC entities, used that capital to acquire attractive target companies and then took those companies public in a deSPAC transaction. This is not the disclosure-int...
and Insurance – 2022 Q4 Legal & Claims Quarterly Review
March 2023 - The Legal & Claims practice within the Financial Services Group at Aon discusses several cases of interest in executive liability and insurance in the latest edition of the Legal & Claims Quarterly Review.
– Will Similar Allegations Follow?
March 2023 - On January 4, 2023, the Delaware Court of Chancery denied a Special Purpose Acquisition (SPAC) defendants’ dismissal motion, raising questions about whether similar allegations could be raised against other SPACs.
and Ransom Risk
February 2023 - Matt Boynton, Edward Johnson and Nicola Willison from the Kidnap, Extortion and Threat Response Team for Control Risks discuss the evolving nature of kidnap and ransom risk and provide useful tips for loss prevention with Cara LaTorre from the Financial Services Group at Aon.
Fourth Quarter 2022 Public D&O Pricing
February 2023 - On February 6th, the Financial Services Group at Aon published the Pricing Index for Public D&O insurance for the three months ended December 31, 2022. The pricing index tracks premium changes relative to the base year of 2001.
- Management Liability Reflections for 2022 and Looking Ahead to 2023
January 2023 - In The Management Liability Market in 2022 and a look ahead to 2023 the Financial Services Group at Aon recaps the public and private and nonprofit management liability marketplace in 2022. The discussion includes directors and officers (D&O), fiduciary, employment practices liability...
D&O Market
December 2022 - Globally, the directors and officers (D&O) insurance market is experiencing clear and consistent signs of softening, with flat to decreasing premiums and significant increases in capacity, after three years of a hard market. This trend is expected to continue into 2023.
Now
December 2022 - Going into 2023 and a possible capital market recovery, how can private companies plan for a successful U.S. IPO?
and Insurance – 2022 Q3 Legal & Claims Quarterly Review
December 2022 - The Legal & Claims practice within the Financial Services Group at Aon discusses several cases of interest in executive liability and insurance in the latest edition of the Legal & Claims Quarterly Review.
- November 2022
November 2022 - The Financial Services Group at Aon released its semi-annual Wage and Hour Advisor.
Third Quarter 2022 Public D&O Pricing
October 2022 - On October 31st, the Financial Services Group at Aon published the Pricing Index for Public D&O insurance for the three months ended September 30, 2022. The pricing index tracks premium changes relative to the base year of 2001.
Sector on D&O Insurance
September 2022 - The mobility ecosystem encompasses companies in electric vehicle (EV) manufacturing, mineral extraction, batteries, charging, optimization and connectivity software, data collection, and autonomous driving, among others.
and Officers
September 2022 - Public company directors and officers are facing increasing pressure from stakeholders – investors, shareholders, employees, customers, and regulators – to take a more proactive stance on Environmental, Social and Governance (ESG) issues.
and Insurance – 2022 Q2 Legal & Claims Quarterly Review
September 2022 - The Legal & Claims practice within the Financial Services Group at Aon discusses several cases of interest in executive liability and insurance in the latest edition of the Legal & Claims Quarterly Review.
Second Quarter 2022 Public D&O Pricing
August 2022 - On August 1st, the Financial Services Group at Aon published the Pricing Index for Public D&O insurance for the three months ended June 30, 2022. The pricing index tracks premium changes relative to the base year of 2001.
and Insurance – 2022 Q1 Legal & Claims Quarterly Review
July 2022 - The Legal & Claims practice within the Financial Services Group at Aon discusses several cases of interest in executive liability and insurance in the latest edition of the Legal & Claims Quarterly Review.
and Insurance – 2021 Year in Review
July 2022 - The Legal & Claims practice within the Financial Services Group at Aon has published the eighteenth edition of the Year in Review. This edition includes case summaries of decisions involving executive liability lines of coverage, including professional liability, cyber-related matters, a...
Trends – June 2022
June 2022 - The Financial Services Group at Aon’s June EPL advisor includes insights on the following topics.
First Quarter 2022 Public D&O Pricing
May 2022 - On May 2nd, the Financial Services Group at Aon published the Pricing Index for Public D&O insurance for the three months ended March 31, 2022. The pricing index tracks premium changes relative to the base year of 2001.
and Officers
April 2022 - The Financial Services Group at Aon discusses the evolution of cyber risk to include business interruption and ransomware in January 2022’s Cyber Risk is Directors’ and Officers’ Risk.
of Excessive Fee Litigation
March 2022 - The Financial Services Group at Aon discusses excessive fee litigation trends and some best practices for Risk and Benefit Plan managers in 2022’s Fiduciary Liability: Excessive Fee Risk.
Side A D&O Risk
March 2022 - The Financial Services Group at Aon discusses January 2022 Delaware legislation permitting captives to provide D&O insurance.
Risk
January 2022 - The Financial Services Group and the ESG Council at Aon discusses climate-related risk and D&O litigation in 2021’s Directors’ and Officer’s Liability Update - The “E” in ESG
Is Needed – the Management Liability Marketplace Entering 2022
January 2022 - The Financial Services Group at Aon discusses an insurance sector of importance to professional services firms in December 2021’s Management Liability Market Insights: 2021 Reflections and 2022 Outlook