Aon Private Client providing options and choice for your unique needs

Aon Private Client has over 30 years of experience in arranging specialty insurance solutions for individuals and families in Canada. We understand the importance of having a trusted one-to-one relationship with our clients and that insurance solutions cannot be delivered with a blanket approach, but rather tailored to your specific requirements. Our executive clients benefit from a personal account executive who invests the time to understand your individual lifestyle and creates a tailored insurance portfolio to meet particular exposures that wouldn't ordinarily be covered by a standard mass market policy.

The proposition

• A global presence with offices in North America, South America, Europe, Asia, and Australia
• A range of comprehensive solutions and services including:
  • Residential, renters, secondary properties
  • Auto, classic, collector
  • Marine, aviation
  • Art, antiques, jewellery
  • Horses, valuable animals
  • Travel
  • Pet

The benefits

• Full access to specialty insurer markets with a wide range of risk management solutions
• Your account executive is your personal advocate
• Short and long-term tailored coverage strategies
• Leverage with highly rated insurers working on your behalf
• Insurance portfolio simplification and administration

In addition to providing specific insurance solutions, Aon fully understands the importance of risk management which includes the protection of assets, liabilities, and personal wellbeing. We will arrange a risk management audit to professionally review and identify the individual or family lifestyle exposures. This will provide a full and complete understanding of the risk, such as potential under/over insurance and travel exposure, and include access to valuation and security services.

We have the capability and networks in place to also arrange:

• Fine art inventories and valuations
• General content inventories and valuations
• Commercial general liability for investment purposes
• Personal and group umbrella liability coverage
• Risk management concierge services

Concierge service

However complicated your financial plans or unique your exposure, our team will proactively address your requirements through innovative and evolving programs. Whether requiring specialty expertise in fine art, family offices, collector cars, super yachts, disaster planning, and predictive modeling, or whether you're a publicly profiled celebrity, athlete or business manager, our concierge service will exceed expectations and deliver on true personal advocacy.

Because family legacy depends on wealth and lifestyle protection, we've been employed as the single broker for some of the most affluent families in Canada and relied upon to deliver creative solutions for the most unique family exposures.

As a strategic member of their advisory team, we provide specialized capabilities to cover unique and expensive assets, such as fine art collections, collector vehicles, multiple cars, aircraft, yachts, and more. The ability to cover these exposures requires high limits, flexible terms, and creative underwriting not offered by standard insurers.

Unique requirements

There are many insurance solutions available in market, but not many offer the coverage and service needs of the wealthiest individuals and families.

• Personal insurance risk manager (broker)
• Kidnap and ransom
• Staffing resource
• Trust and estate attorney
• Fine art and appraisal resources

Learn More

Personal Excess Liability Insurance provides additional liability coverage up to $25 million for damages and costs you or a covered family member have to pay in a covered lawsuit beyond what is covered under your primary auto, homeowners, renters, recreational vehicle, motorcycle, and watercraft insurance policies.

Your auto, homeowner and watercraft policies may not provide enough protection in the event of a serious loss. Coverage under this type of policy is in excess of your primary insurance.

We have a longstanding relationship with over 500 art galleries and private dealers throughout the world. Whether your gallery is large or small, you are skilled at assessing art and have the keen ability to determine what makes a work of art valuable.

At Aon, our team of Fine Art Insurance brokers, underwriters and claim specialists have a passion for the world of art. Our knowledge and expertise in Fine Art Insurance sets us apart and helps to ensure your gallery is properly covered. And should you have even the most common of claims like shipping damage, we are your strongest advocate within the insurance industry.

Recommended Insurance Products

• Fine Art Insurance
• Commercial Property
• General Liability
• Professional Liability
• Directors & Officers Liability
• Crime Insurance
• Cyber Liability
• Employment Practices Liability
• Employee Benefit Liability
• Umbrella Liability
• Foreign General Liability

The world has become an increasingly dangerous place and whether you venture abroad or domestically, kidnapping and extortion threats are becoming all too commonplace. It's an unfortunate fact that no one is immune to a kidnapping or extortion threat. And high-profile individuals without corporate coverage and students traveling internationally are especially at risk.

A lack of proper coverage at a critical time can result in untold agony and emotional devastation for all parties involved, coupled with the potential for a significant financial loss. Should the unthinkable happen, Private Client account executives are equipped to provide you with the tools to manage the situation from every angle.