Personal insurance

Personal insurance is generally one of a company's largest insurance expenditure items. This is because a company's risks in this area can be very high. Healthy and motivated employees contribute significantly to a company's success. Accordingly, success-oriented companies take their employee welfare responsibilities very seriously. Providing your employees with a working environment in which they feel secure increases the attractiveness of your company as an employer compared with your competitors.

Aon Switzerland Ltd. offers its corporate clients extensive support in this area. Our professionals are well trained and highly qualified, with long-standing experience and professional expertise. Your needs are their priority. We regard the interaction between the insurer, your company and ourselves as teamwork. Aon Switzerland Ltd analyses your risks and pursues a risk dialogue with you; together, we determine the best strategy to optimise your overall cost of risk.

Your added value

• Guidance and support with all insurance matters
• Comprehensive overview and in-depth knowledge of the Swiss insurance market
• International solutions for expatriates, third-country nationals and travelling staff
• Regular information updates on legislative changes and the implications for your insurance policies
• Aon wording for daily sickness benefits insurance and supplemental accident insurance
• Total cost analysis and schedule of measures
  • Analysis of direct and indirect costs of absences
  • Cost reduction through appropriate systematic measures
• Determine ideal waiting period through absence cost analysis
• Short absences insurance
  • Save social insurance contributions during the waiting period
• Case management
  • Insurer ratings
  • Evaluation of independent external case management provider
• SLA (service level agreement) for claims handling/advocacy
  • Claims filing guidance and support
  • Regulating the relationship between you and the insurer with regard to daily sickness and accident insurance benefits
• Employee communication
  • Staff information
  • Fact sheets for employees
• Labour law
  • Guidance on labour law issues
  • Coordination of personal insurance, social insurance and occupational benefits
  • Review of staff and pension fund regulations

Assessment of your personal insurance policies

Would you like our professionals to review your personal insurance contracts, or provide a second opinion?

• Review of existing insurance solutions
• Determine insurance requirements and possible coverage gaps
• Report conclusions, propose improvements