Rail Insurance and Risk Management

Global Rail Practice Overview

Aon’s rail practice is a leading provider of insurance and risk management services to the world’s major rail and transit companies, including Class I railroads, third-party operators, rail car lessors and lessees, switching operations, terminal, transloading operations, passenger transit and short line railroad operators.

Our team has more than 100 years of experience and places hundreds of millions of dollars in railroad premium in the global insurance market each year¹. Our reputation for providing quality services has earned us a high standing with both the railroad industry risk management community and the underwriters of rail-related business.

Comprehensive Insurance Coverage for Rail Clients

We use broking experience and Aon’s global network to provide global rail and transit clients with industry-leading terms and conditions across a wide range of insurance coverage areas, including:

• Property
• Liability
• Federal Employers Liability Act exposures
• Railroad protective liability
• Force account liability
• Cyber
• Terrorism
• Pollution liability
• Business auto
• Commercial crime
• Inland transit
• Marine cargo
• Captive management
• Risk control engineering
• Claims advocacy

Our objective is to lower our clients’ total cost of risk where possible and enhance their risk management strategies in alignment with growth and profitability goals.

Industry-Specific Knowledge

Our team is on top of current issues and events in the ever-changing railroad environment and we participate in ongoing training to deepen our already detailed knowledge of the industry’s evolution.

Client Focus

At Aon, we partner with our rail and rail-related clients to develop creative solutions for both existing and emerging industry concerns, and we’ve earned a reputation for focusing on what’s most important for each client. Using our industry knowledge, we ask insightful questions to learn the intricacies of our clients’ risks and carefully assess their risk management needs, working collaboratively to create a customized program that helps protect their balance sheet. We take pride in delivering the quality services and products you expect, personalized to meet your specific risks and risk-management objectives.

Global and Local Expertise

Our extensive global network of risk specialists and underwriters of rail-related exposures serve clients in more than 120 countries and sovereignties, including more than 50 offices throughout the United States.

Who We Work With

We focus on providing comprehensive insurance and risk management services to the world’s leading rail and transit companies.

¹ Accurate as of 2023