Property Market Dynamics Report

Property Market Dynamics Report
Q1 2025

Property Market Dynamics Report

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Aon's Commercial Property Market Report and Insights

Leveraging proprietary Aon data, Aon’s Property Market Dynamics Report captures the state of the insurance industry with a focus on changes in rates, limits, deductibles/retentions, coverage, capacity, losses, as well as Aon Global Broking Centre updates. In the Q1 2025 edition of the report, Aon analysts look at the impact of recent California Wildfire impacts on the insurance marketplace, the continued moderation in rates, and strategies to employ in Q1-Q2 2025 program renewals.

High-Level Synopsis

The Q4 2024 property rate decreased from -1.91% in Q3 2024 to -5.45% in Q4. This marks the third consecutive quarter with an average overall rate change in negative territory.

  • -8.89

    Shared and layered accounts decreased -8.89%

  • -1.76

    Single carrier accounts quarter-over-quarter was -1.76%

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Our Better Being podcast series, hosted by Aon Chief Wellbeing Officer Rachel Fellowes, explores wellbeing strategies and resilience. This season we cover human sustainability, kindness in the workplace, how to measure wellbeing, managing grief and more.

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Expert Views on Today's Risk Capital and Human Capital Issues

Aon Insights Series Pacific

Expert Views on Today's Risk Capital and Human Capital Issues

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Expert Views on Today's Risk Capital and Human Capital Issues

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